Improving SBA Disaster Loan Ability To Provide Meaningful and Timely Assistance

What it does

The U.S. Small Business Administration (SBA or Agency) is issuing this interim final rule (IFR) to ensure the timely and effective delivery of assistance under the Disaster Loan Program authorized under section 7(b) of the Small Business Act (15 U.S.C. 636(b)) ("Disaster Loan Program") following a Presidentially declared disaster. This rule preempts certain state and local requirements impacting the repair, rehabilitation, or replacement of damaged or destroyed property and associated activities financed by the Disaster Loan Program when such requirements cause delay in the use of SBA Disaster Loan Program proceeds. The rule is necessary to reconcile non- federal requirements that undermine Congress's objective of rapid housing and business recovery, public health and safety restoration, and economic stabilization after disasters.

The Small Business Administration's summary, as published in the Federal Register.

What changed in the regulation

1 part of Title 13 of the Code of Federal Regulations:

13 CFR 123

Wording on eCFR: the day before it took effect and from the day it took effect (first part listed).

Compared with

The Small Business Administration has published 7 final rules in 2026 so far, compared with 3 in all of 2025.

Counted by the Tribune from Federal Register records since Jan. 1, 2025.

Before this

No earlier Federal Register document under regulation identifier 3245-AI71 since Jan. 1, 2025.

What happens next and when

Effective Date: This interim final rule is effective January 29, 2026. Comments must be received on or before March 2, 2026.

The agency's dates, word for word.

Check it yourself

• The document in the Federal Register
• Docket SBA-2026-0034 on Regulations.gov
• Title 13 on eCFR

The record as published

Source: the Federal Register (public domain). The document in the Federal Register