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Final ruleTook effect March 1, 2026

7(a) Alternative Base Rate Options

Built by the Tribune's code from the Federal Register. No AI wrote this page. Published in the Federal Register Feb. 10, 2026. Document 2026-02660. Updated Nov. 15, 2026.

What it does

SBA is introducing alternative base rate options for use with variable interest rate loans made under the 7(a) Loan Program. The alternative base rate options are also available for use under any 7(a) pilot loan programs, unless expressly prohibited.

The Small Business Administration's summary, as published in the Federal Register.

What changed in the regulation

1 part of Title 13 of the Code of Federal Regulations:

13 CFR 120

Wording on eCFR: the day before it took effect and from the day it took effect (first part listed).

Compared with

The Small Business Administration has published 7 final rules in 2026 so far, compared with 3 in all of 2025.

Counted by the Tribune from Federal Register records since Jan. 1, 2025.

What happens next and when

Implementation Date: The 7(a) alternative base rates will be effective March 1, 2026, and will remain in effect until further notice.

The agency's dates, word for word.

Document number2026-02660
ActionNotification.
AgenciesSmall Business Administration
PublishedFeb. 10, 2026
Effective dateMarch 1, 2026

Source: the Federal Register (public domain). The document in the Federal Register