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Final ruleTook effect April 1, 2026

National Bank Chartering

Built by the Tribune's code from the Federal Register. No AI wrote this page. Published in the Federal Register March 2, 2026. Document 2026-04088. Updated Nov. 14, 2026.

What it does

The Office of the Comptroller of the Currency (OCC) is amending its rule related to chartering of national banks to clarify the longstanding authority of national banks limited to the operations of trust companies and activities related thereto to engage in non- fiduciary activities in addition to their fiduciary activities.

The Comptroller of the Currency's summary, as published in the Federal Register.

What changed in the regulation

1 part of Title 12 of the Code of Federal Regulations:

12 CFR 5

Wording on eCFR: the day before it took effect and from the day it took effect (first part listed).

Compared with

The Comptroller of the Currency has published 12 final rules in 2026 so far, compared with 5 in all of 2025.

Counted by the Tribune from Federal Register records since Jan. 1, 2025.

Before this

2 earlier Federal Register documents under regulation identifier 1557-AF47 since Jan. 1, 2025.

What happens next and when

The final rule is effective on April 1, 2026.

The agency's dates, word for word.

Document number2026-04088
ActionFinal rule.
AgenciesTreasury Department; Comptroller of the Currency
PublishedMarch 2, 2026
Effective dateApril 1, 2026
Regulation identifier (RIN)1557-AF47
DocketOCC-2025-0768

Source: the Federal Register (public domain). The document in the Federal Register