Fair Housing Home Loan Data System
Built by the Tribune's code from the Federal Register. No AI wrote this page. Published in the Federal Register March 4, 2026. Document 2026-04276. Updated Nov. 14, 2026.
- What it does
The Office of the Comptroller of the Currency (OCC) is rescinding its Fair Housing Home Loan Data System regulation. The OCC has determined that the regulation is obsolete and largely duplicative of and inconsistent with other legal authorities that require national banks to collect and retain certain information on applications for home loans. Moreover, it imposed asymmetrical data collection requirements on national banks compared to their other depository institution counterparts, and the data collected had limited utility. For these reasons, rescinding the regulation eliminates the regulatory burden for national banks without having a material impact on the availability of data necessary for the OCC to conduct its fair housing- related supervisory activities.
The Comptroller of the Currency's summary, as published in the Federal Register.
- What changed in the regulation
1 part of Title 12 of the Code of Federal Regulations:
Wording on eCFR: the day before it took effect and from the day it took effect (first part listed).
- Compared with
The Comptroller of the Currency has published 12 final rules in 2026 so far, compared with 5 in all of 2025.
Counted by the Tribune from Federal Register records since Jan. 1, 2025.
- Before this
1 earlier Federal Register document under regulation identifier 1557-AF42 since Jan. 1, 2025.
- What happens next and when
The final rule is effective April 3, 2026.
The agency's dates, word for word.
The record as published
| Document number | 2026-04276 |
|---|---|
| Action | Final rule. |
| Agencies | Treasury Department; Comptroller of the Currency |
| Published | March 4, 2026 |
| Effective date | April 3, 2026 |
| Regulation identifier (RIN) | 1557-AF42 |
| Docket | OCC-2025-0405 |
Source: the Federal Register (public domain). The document in the Federal Register