Regulatory Capital Rules: Regulatory Capital and Standardized Approach for Risk-Weighted Assets
Built by the Tribune's code from the Federal Register. No AI wrote this page. Published in the Federal Register March 27, 2026. Document 2026-05960. Updated Nov. 13, 2026.
- What it does
The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation are proposing to modify certain aspects of the regulatory capital rule (the proposal). The proposal would revise the risk-based capital treatment of certain exposure categories under the standardized approach, focusing on improving the calibration and risk sensitivity of risk weights that are particularly material to covered banking organizations' lending activities. The proposal would also modify the definition of regulatory capital by removing the threshold- based deduction for mortgage servicing assets for all banking organizations subject to the regulatory capital rule, including banking organizations subject to the community bank leverage ratio framework. In addition, the proposal would require Category III and IV banking organizations to recognize most elements of accumulated other comprehensive income in their regulatory capital. The agencies are concurrently publishing a separate proposal, which would require Category I and II banking organizations to use a new framework to calculate risk-weighted assets, called the expanded risk-based approach and would allow other banking organizations to elect to use the expanded risk-based approach.
The Comptroller of the Currency's summary, as published in the Federal Register.
- What it would change
5 parts of Title 12 of the Code of Federal Regulations:
- Before this
No earlier Federal Register document under regulation identifier 1557-AF49, 3064-AG23, 7100-AH21 since Jan. 1, 2025.
- What happens next and when
Comments must be received by June 18, 2026.
The agency's dates, word for word.
The record as published
| Document number | 2026-05960 |
|---|---|
| Action | Notice of proposed rulemaking. |
| Agencies | Treasury Department; Comptroller of the Currency; Federal Reserve System; Federal Deposit Insurance Corporation |
| Published | March 27, 2026 |
| Comments close | June 18, 2026 |
| Regulation identifier (RIN) | 1557-AF49, 3064-AG23, 7100-AH21 |
| Docket | OCC-2026-0034 |
Source: the Federal Register (public domain). The document in the Federal Register