Whistleblower Incentives and Protections

What it does

FinCEN is proposing a rule to establish a whistleblower program that offers incentives and protections to encourage individuals who have information about potential violations of the Bank Secrecy Act (BSA), International Emergency Economic Powers Act (IEEPA), Trading With the Enemy Act of 1917 (TWEA), and Foreign Narcotics Kingpin Designation Act (Kingpin Act) to voluntarily report such information (the "Whistleblower Program"). The proposed rule would implement section 6314 of the Anti-Money Laundering Act of 2020 (AML Act) and the Anti-Money Laundering Whistleblower Improvement Act (AML Whistleblower Improvement Act), which were enacted into law as part of the National Defense Authorization Act for Fiscal Year 2021 (FY21 NDAA) and the Consolidated Appropriations Act of 2023, respectively. The Whistleblower Program will contribute to the U.S. government's efforts to safeguard the financial system from illicit use, promote national security, and combat money laundering, terrorist financing, proliferation financing, and related crimes. This notice of proposed rulemaking invites comments from the public regarding all aspects of the proposed rule, as well as comments in response to specific questions.

The Financial Crimes Enforcement Network's summary, as published in the Federal Register.

What it would change

1 part of Title 31 of the Code of Federal Regulations:

31 CFR 1010

Before this

No earlier Federal Register document under regulation identifier 1506-AB57 since Jan. 1, 2025.

What happens next and when

Written comments on this proposed rule must be submitted on or before June 1, 2026.

The agency's dates, word for word.

Check it yourself

• The document in the Federal Register
• Docket FINCEN-2026-0067 on Regulations.gov
• Title 31 on eCFR

The record as published

Source: the Federal Register (public domain). The document in the Federal Register