Real Estate Lending Escrow Accounts
Built by the Tribune's code from the Federal Register. No AI wrote this page. Published in the Federal Register May 19, 2026. Document 2026-10036. Updated Nov. 11, 2026.
- What it does
The OCC is issuing a final rule to codify longstanding and recognized powers of national banks and Federal savings associations (collectively, banks) to establish or maintain real estate lending escrow accounts and to exercise flexibility in making business judgments as to the terms and conditions of such accounts, including whether and to what extent to offer any compensation or to assess any fees related thereto.
The Treasury Department's summary, as published in the Federal Register.
- What changed in the regulation
2 parts of Title 12 of the Code of Federal Regulations:
Wording on eCFR: the day before it took effect and from the day it took effect (first part listed).
- Compared with
The Treasury Department has published 4 final rules in 2026 so far, compared with 3 in all of 2025.
Counted by the Tribune from Federal Register records since Jan. 1, 2025.
- Before this
1 earlier Federal Register document under regulation identifier 1557-AF46 since Jan. 1, 2025.
Since then:
- June 29, 2026 Final rule Real Estate Lending Escrow Accounts
- What happens next and when
This final rule is effective on June 18, 2026.
The agency's dates, word for word.
The record as published
| Document number | 2026-10036 |
|---|---|
| Action | Final rule. |
| Agencies | Treasury Department |
| Published | May 19, 2026 |
| Effective date | June 18, 2026 |
| Regulation identifier (RIN) | 1557-AF46 |
| Docket | OCC-2025-0736 |
Source: the Federal Register (public domain). The document in the Federal Register