Financial Data Transparency Act Joint Data Standards

What it does

The OCC, Board, FDIC, NCUA, CFPB, FHFA, CFTC, SEC, and Treasury are publishing a final joint rule to establish data standards to promote interoperability of financial regulatory data across these agencies. The standards established pursuant to this joint rule will later be considered for potential incorporation (to the extent feasible) into data standards to be adopted for certain collections of information in separate rulemakings by the agencies or through other actions taken by the agencies. At the effective date, the joint rule will not change any reporting requirements without further action by the agencies. The agencies are publishing this joint rule as required by the Financial Data Transparency Act of 2022.

The Comptroller of the Currency's summary, as published in the Federal Register.

What changed in the regulation

9 parts of Title 12, 17, 31 of the Code of Federal Regulations:

12 CFR 15, 12 CFR 262, 12 CFR 304, 12 CFR 753, 12 CFR 1077, 12 CFR 1226, 17 CFR 140, 17 CFR 256, 31 CFR 151

Wording on eCFR: the day before it took effect and from the day it took effect (first part listed).

Compared with

The Comptroller of the Currency has published 12 final rules in 2026 so far, compared with 5 in all of 2025.

Counted by the Tribune from Federal Register records since Jan. 1, 2025.

Before this

No earlier Federal Register document under regulation identifier 1505-AC86, 1557-AF22, 2590-AB38, 3038-AF43, 3064-AF96, 3133-AF70, 3170-AB20, 3235-AN32, 7100 AG79 since Jan. 1, 2025.

What happens next and when

Effective date: The joint rule is effective on October 1, 2026. At the effective date, the joint rule will not change any reporting requirements without further action by the agencies.

The agency's dates, word for word.

Check it yourself

• The document in the Federal Register
• Title 12 on eCFR

The record as published

Source: the Federal Register (public domain). The document in the Federal Register