Request for Information Regarding Promoting Access to Mortgage Credit

What it does

This notice requests information from the public about potential regulatory changes that may reduce regulatory burdens and promote access to mortgage credit, as appropriate and consistent with applicable law. The Consumer Financial Protection Bureau (Bureau or CFPB) seeks to reduce unwarranted regulatory burdens to ensure that creditworthy borrowers can access mortgage credit. Specifically, the CFPB is requesting information on industry and consumer burdens related to the integrated mortgage disclosures under the Truth in Lending Act (TILA) and Real Estate Settlement Procedures Act (RESPA) (TILA-RESPA integrated disclosures or TRID), the right of rescission, and reverse mortgage disclosures.

The Consumer Financial Protection Bureau's summary, as published in the Federal Register.

What it would change

2 parts of Title 12 of the Code of Federal Regulations:

12 CFR 1024, 12 CFR 1026

What happens next and when

Comments must be received on or before August 10, 2026.

The agency's dates, word for word.

Check it yourself

• The document in the Federal Register
• Docket CFPB-2026-0018 on Regulations.gov
• Title 12 on eCFR

The record as published

Source: the Federal Register (public domain). The document in the Federal Register