Extensions of Credit to Insiders

What it does

The Federal Deposit Insurance Corporation (FDIC) is proposing to increase quantitative thresholds for certain extensions of credit to insiders of FDIC-supervised institutions, as restricted by the Federal Reserve Act and regulations promulgated thereunder. Specifically, the proposal would increase the thresholds for certain extensions of credit to executive officers not otherwise specifically authorized by statute from $100,000 to $400,000; and extensions of credit to insiders requiring prior approval by the board of directors from $500,000 to $2,000,000. The proposal would also establish an indexing methodology to periodically update such thresholds over time.

The Federal Deposit Insurance Corporation's summary, as published in the Federal Register.

What it would change

1 part of Title 12 of the Code of Federal Regulations:

12 CFR 337

Before this

No earlier Federal Register document under regulation identifier 3064-AG26 since Jan. 1, 2025.

Since then:

• Oct. 9, 2026 Notice of proposed rulemaking; extension of comment period. Extensions of Credit to Insiders

What happens next and when

Comments must be received on or before October 5, 2026.

The agency's dates, word for word.

Check it yourself

• The document in the Federal Register
• Title 12 on eCFR

The record as published

Source: the Federal Register (public domain). The document in the Federal Register