Third-Party Servicing of Indirect Vehicle Loans

What it does

The NCUA Board (Board) is issuing a final rule removing NCUA's unnecessarily prescriptive regulation regarding third-party servicing of indirect vehicle loans. This action will reduce regulatory burden and provide federally insured credit unions (FICUs) with greater operational flexibility, consistent with a principles-based supervisory approach. The intent is to reduce administrative costs and compliance complexity, enabling credit unions to serve their members more efficiently.

The National Credit Union Administration's summary, as published in the Federal Register.

What changed in the regulation

3 parts of Title 12 of the Code of Federal Regulations:

12 CFR 701, 12 CFR 741, 12 CFR 746

Wording on eCFR: the day before it took effect and from the day it took effect (first part listed).

Compared with

The National Credit Union Administration has published 19 final rules in 2026 so far, compared with 2 in all of 2025.

Counted by the Tribune from Federal Register records since Jan. 1, 2025.

Before this

1 earlier Federal Register document under regulation identifier 3133-AF88 since Jan. 1, 2025.

• March 25, 2026 Proposed rule. Third-Party Servicing of Indirect Vehicle Loans

What happens next and when

This final rule is effective on September 8, 2026.

The agency's dates, word for word.

Check it yourself

• The document in the Federal Register
• Title 12 on eCFR

The record as published

Source: the Federal Register (public domain). The document in the Federal Register