Regulation D: Reserve Requirements of Depository Institutions
Built by the Tribune's code from the Federal Register. No AI wrote this page. Published in the Federal Register Sept. 30, 2026. Document 2026-20037. Updated Nov. 5, 2026.
- What it does
The Board of Governors of the Federal Reserve System ("Board") has adopted final amendments to its Regulation D to revise the rate of interest paid on balances ("IORB") maintained at Federal Reserve Banks by or on behalf of eligible institutions. The final amendments specify that IORB is 3.90 percent, a 0.25 percentage point increase from its prior level. The amendment is intended to enhance the role of IORB in maintaining the federal funds rate in the target range established by the Federal Open Market Committee ("FOMC" or "Committee").
The Federal Reserve System's summary, as published in the Federal Register.
- What changed in the regulation
1 part of Title 12 of the Code of Federal Regulations:
Wording on eCFR: the day before it took effect and from the day it took effect (first part listed).
- Compared with
The Federal Reserve System has published 6 final rules in 2026 so far, compared with 14 in all of 2025.
Counted by the Tribune from Federal Register records since Jan. 1, 2025.
- Before this
No earlier Federal Register document under regulation identifier 7100-AH32 since Jan. 1, 2025.
- What happens next and when
Effective date: This rule (amendments to part 204 (Regulation D)) is effective September 30, 2026.
The agency's dates, word for word.
- Check it yourself
The record as published
| Document number | 2026-20037 |
|---|---|
| Action | Final rule. |
| Agencies | Federal Reserve System |
| Published | Sept. 30, 2026 |
| Effective date | Sept. 30, 2026 |
| Regulation identifier (RIN) | 7100-AH32 |
Source: the Federal Register (public domain). The document in the Federal Register