Modifications to the Capital Plan Rule and Stress Capital Buffer Requirement
Built by the Tribune's code from the Federal Register. No AI wrote this page. Published in the Federal Register Oct. 2, 2026. Document 2026-20246. Updated Nov. 5, 2026.
- What it does
The Board is adopting a final rule to amend the calculation of the Board's stress capital buffer requirement applicable to certain large bank holding companies, savings and loan holding companies, U.S. intermediate holding companies of foreign banking organizations, and nonbank financial companies supervised by the Board to reduce the volatility of the stress capital buffer requirement. The final rule uses the average of the maximum common equity tier 1 capital ratio declines projected in each of the Board's prior two annual supervisory stress tests to inform a firm's stress capital buffer requirement. The final rule also extends the annual effective date of the stress capital buffer requirement by one quarter, to January 1, to provide additional time for firms to comply with the requirement. In addition, the Board is adopting changes to the FR Y-14A/Q/M reports to collect additional net income data that would improve the accuracy of the stress capital buffer requirement calculation. The final rule also amends the Stress Testing Policy Statement to remove the phase-in of highly material supervisory model changes.
The Federal Reserve System's summary, as published in the Federal Register.
- What changed in the regulation
3 parts of Title 12 of the Code of Federal Regulations:
- Compared with
The Federal Reserve System has published 6 final rules in 2026 so far, compared with 14 in all of 2025.
Counted by the Tribune from Federal Register records since Jan. 1, 2025.
- Before this
1 earlier Federal Register document under regulation identifier 7100-AG92 since Jan. 1, 2025.
- What happens next and when
The final rule is effective December 1, 2026.
The agency's dates, word for word.
- Check it yourself
The record as published
| Document number | 2026-20246 |
|---|---|
| Action | Final rule. |
| Agencies | Federal Reserve System |
| Published | Oct. 2, 2026 |
| Effective date | Dec. 1, 2026 |
| Regulation identifier (RIN) | 7100-AG92 |
Source: the Federal Register (public domain). The document in the Federal Register