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Proposed ruleComments close Jan. 4, 2027

Large-Bank Deposit Insurance Determination Modernization

Built by the Tribune's code from the Federal Register. No AI wrote this page. Published in the Federal Register Nov. 4, 2026. Document 2026-22495. Updated Nov. 5, 2026.

What it does

The FDIC is seeking comment on a proposal that would: remove the regulation regarding recordkeeping for timely deposit insurance determination; revise the regulation regarding large-bank deposit insurance determination modernization to modify the requirements that, following rescission of the preceding regulation, would generally apply to institutions currently subject to the preceding regulation, with certain modifications, and clarify its requirements to better align the burdens of the rule with the benefits; and revise the regulation regarding indexing of specified regulatory thresholds to index the thresholds to inflation in the regulation regarding large-bank deposit insurance determination modernization.

The Federal Deposit Insurance Corporation's summary, as published in the Federal Register.

What it would change

3 parts of Title 12 of the Code of Federal Regulations:

12 CFR 314, 12 CFR 360, 12 CFR 370

Before this

No earlier Federal Register document under regulation identifier 3064-AG35 since Jan. 1, 2025.

What happens next and when

Comments must be received by January 4, 2027.

The agency's dates, word for word.

Document number2026-22495
ActionNotice of proposed rulemaking and request for comment.
AgenciesFederal Deposit Insurance Corporation
PublishedNov. 4, 2026
Comments closeJan. 4, 2027
Regulation identifier (RIN)3064-AG35

Source: the Federal Register (public domain). The document in the Federal Register