Executive Order 14393: Promoting Access to Mortgage Credit
Executive Order 14393, signed March 13, 2026, and published March 18, 2026, tells financial regulators to consider easing mortgage rules.
Topic
CFPB
Fixed-rate and adjustable-rate mortgages compared
A fixed-rate mortgage has an interest rate that is set when the loan is taken out and does not change, according to the Consumer Financial Protection Bureau.
How mortgage rates work
A fixed-rate mortgage keeps the interest rate set at the start of the loan, while an adjustable-rate mortgage can change it.